How it works

From sign-up to a payment you can see.

OSQR Pay keeps the essential journey short: verify who you are, add money, use the wallet and review what happened.

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The wallet journey

Five clear steps.

  1. 01

    Sign up

    Start with your email address and verify the one-time code sent to you.

  2. 02

    Verify your identity

    Complete the identity checks shown in the wallet before using protected money-movement features.

  3. 03

    Top up your balance

    Choose Top up, select your linked payment method, enter an amount and review it before confirming.

  4. 04

    Pay, send or buy services

    Pay a supported transport fare, send money, or buy airtime, data, electricity, DStv and vouchers from one balance.

  5. 05

    Review your activity

    Open Transactions to check completed payments, incoming money and purchases in one visible history.

Cash becomes the wallet

The same moments, with a clearer way through.

Each pair starts with the cash routine commuters know and ends with the OSQR Pay action that replaces it.

Cash today

Counting coins in a moving taxi

Exact change, loose coins and no simple record after the ride.

With OSQR Pay

Tap once, done.

Pay a supported transport fare from the balance already in your wallet.

Cash today

Small notes for a spaza shop run

Cash leaves your hand without appearing in one activity history.

With OSQR Pay

One tap, wherever Mastercard is accepted.

Use Octopass for everyday purchases from the same OSQR Pay balance.

Cash today

Handing cash to a friend, hoping it arrives

No saved details and no confirmation you can check later.

With OSQR Pay

Send money in seconds, to a saved contact.

Choose a person you already know and keep the payment in your activity history.

Cash today

Queuing to buy airtime or a voucher

Another queue and another cash payment for an everyday service.

With OSQR Pay

Buy it in the app, done in one place.

Airtime, data, power, DStv and vouchers stay close to your wallet.